I took my older son to a dental check-up today, and it was a very efficient process. We checked in, didn't wait long to be called, and the attention was good.
Then I took a look at the full billing statement, which showed what services were provided, what they cost (rack rate), what amount the HMO covered, and what amount we owed/paid. The only amount in the last category was the $15 co-pay, which was certainly reasonable.
$77 for about 10 minutes of the dentist's time . . . probably inflated a bit to make it seem like the insurance coverage was a good deal, but I wouldn't call it unreasonable.
X-rays, fluoride treatment, etc. Fine, fine fine.
$60 for instructions on brushing teeth?!?
I know this doesn't really matter, since it's just an arbitrary amount that the HMO has decided it's going to claim that its services are worth (except that there is a cap on annual benefits), but is there any relation between that amount and reality? I was there, and it was about 2-3 minutes of a list of rules. $60???